The "Pre-existing Condition Insurance Plan" known as PCIP, provides comprehensive health insurance to Americans unable to obtain medical benefits. Those having been turned down by private major medical carriers due to a Pre-existing condition may qualify for PCIP Insurance. The PCIP Plan is expected to insure as many as three hundred and fifty thousand (350,000) individuals until the Affordable Care Act through insurance exchanges goes into effect Jan 1, 2014.
*Pre-Existing Condition Insurance Plans that are Government Health Insurance (PCIP) are administered either by Federal PCIP (23 states) via the *U.S. Department of Health and Human Services or administered directly by the State (27 states). Federal applications are handled through the National Finance Center, division under the Department of Agriculture and is in charge of processing. In a partnership with the Government Employees Health Association (GEHA), serves nearly one million (1,000,000) members.
To find out more information on the state health insurance that may be available to you, follow the information step by step listed below
PCIP-Enrollment Suspention Update
While PreexistingConditionInsurancePlan.com has helped to supply information and enrollment assistance to thousands on the government program(s), both state and federally run programs known as pcip or pre-existing condition insurance plan, both state and federal administered plans have suspended enrollment into the plan. On February 16, 2013, the federally administered Pre-Existing Condition Insurance Plan (PCIP) suspended applications until further notice, while state based effective suspension on March 2. This suspension of new enrollment applications are to ensure that funds are available through 2013 to maintain coverage for those individuals already insured in PCIP program throughout the nation.
While we are no longer able to offer this particular government program on our site we will be glad to continue to offer our resource site for informational purposes, networks, coverage, as well as guidance and assistance in other types of preexisting condition insurance plan(s) health plans that may be able to accept you under their health insurance coverage via short-term insurance, mini medical or indemnity health insurance, till health care reform guarantees health insurance coverage without decline due to medical conditions.
Health reform law begins coverage January 1, 2014 and open enrollment begins October 1 2013. This will be made possible through a state insurance exchange or health insurance marketplace. All inquiries on this site will be contacted for assistance. Should the enrollment of pcip reopen before then, we will also contact you to inform and assist if eligible. You may reach us through the comment box on this page or through registering anywhere throughout the site.
Note: If you lost PCIP coverage during the past 6 months because you moved out of state, you may be eligible to re-enroll in PCIP in your new state of residence. Please call 1-866-717-5826 (TTY: 1-866-561-1604), Monday – Friday, 8 a.m. to 11 p.m. EST, if you believe you are eligible.As of June 15, 2013, the Pre-Existing Condition Insurance Plan (PCIP) allows you to see any provider of your choice for most covered services, as long as the provider agrees to accept PCIP payment. PCIP has prohibited providers from charging you an amount greater than the cost-sharing amount for covered services.
Transition Plan effective July 1, 2013
The Transition Plan is limited to enrollees transferring from a state-run PCIP in Arkansas, California, Colorado, Iowa, Illinois, Kansas, Michigan, Missouri, New Hampshire, New York, North Carolina, Ohio, Oregon, Pennsylvania, South Dakota, Utah and Washington.