MONTANA PCIP INFORMATION
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The great state of Montana may not have as many residents as some other states but does have quite a few thousand that are still uninsured. The introduction of the PCIP insurance plan for Montana is available but offered through the state rather than the federal adminitered programs of those that are in the 23 states.
What does this mean?
The Pre-existing condition insurance plan as it is known or full name for PCIP Montana, the plan does cover and accept those with a pre-exisitng condition that may not have been otherwise approved by a private insurer. If you have been offered a plan through a private insurer but did not accept it because they will not cover your pre-existing condition, you still may qualify for a state plan. The pre-existing condition insurance plan is not known as a guaranteed issue plan since there are also qualifying conditions as seen in the list below. Best to do your due dilligence regarding conditions not listed and inquire within. There are also plan alternatives for those that have had coverage in the last 6 months that while may not be state or federal programs are still insurance to gain access needed to the health care system.
To enroll in the pre-existing condition insurance plan (PCIP) please follow the Register Now link below.
Below is a list of accepted PCIP plan conditions
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AIDS
Alcoholism within the past 5 years
Alzheimer’s Disease
Amyloidosis
Amyotrophic Lateral Sclerosis (Lou Gehrig’s Disease)
Anorexia
Aortic Aneurysm
Aplastic Anemia
Ascites
Autism
Banti’s Disease
Berger’s Disease
Bulimia within the past 5 years
Cardiac Asthma
Cardimegaly
Cardiomyopathy
Cerebral Palsy
Charcot-Marie-Tooth
Chemical Dependency within the past 5 years
Chronic Pancreatitis
Chronic Renal Failure
Cirrhosis of the Liver
Congestive Heart Failure
COPD/Emphysema
Coronary Artery Disease (By-Pass Surgery, Angioplasty, Myocardial Infarction)
Crohn’s Disease
Cystemegalorisus
Cystic Fibrosis
Diabetes Type I
Diabetes Type II
Down’s Syndrome
Fanconi’s Syndrome
Hansen’s Disease (Leprosy)
Heart Valve Replacement (planned or history of)
Hemochromotosis
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Hemophilia (A, B or C)
Hepatitis C
History of Major Organ Transplant
HIV Positive
Huntington’s Disease
Hydrocephalus
Hypogammaglobulinemia
Leukemia (within 12 years)
Lupus Erythematosus Systemic
Malignant Tumor (list specific tumor)
Metastatic Cancer (within 12 years)
Morbid Obesity
Multiple Sclerosis
Muscular Dystrophy
Myasthenia Gravis
Neurofibromatosis
Osteogenesis Imperfecta
Pacemaker
Peutz-Jeghers Syndrome
Polycystic Kidney Disease
Primary Pulmonary Hypertension
Psychotic Disorders
Rheumatoid Arthritis
Sarcoidosis
Stroke
Tabes Dorsalis
Tetralogy of Failot
TIAs (Transient Ischemic Attack)
Tuberculosis
Ulcerative Colitis
Von Williebrand’s Disease
Need further assistance or application fill out a form to have a representative advisor contact you directly.
Wegener’s Granulomatosis
Wilson’s Disease
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