Pre-Existing Condition Insurance Plan
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Allotment By State
Potential Allotment of Program Funds*
State Funds
Alabama $69,000,000
Alaska $13,000,000
Arizona $129,000,000
Arkansas $46,000,000
California $761,000,000
(+) Increase
Colorado $90,000,000
Connecticut $50,000,000
Delaware $13,000,000
Dist of Columbia $9,000,000
Florida $351,000,000
Georgia $177,000,000
Hawaii $16,000,000
Idaho $24,000,000
Illinois $196,000,000
Indiana $93,000,000
Iowa $35,000,000
Kansas $36,000,000
Kentucky $63,000,000
Louisiana $71,000,000
Maine $17,000,000
Maryland $85,000,000
Massachusetts $77,000,000
Michigan $141,000,000
Minnesota $68,000,000
Mississippi $47,000,000
Missouri $81,000,000
Montana $16,000,000
Nebraska $23,000,000
Nevada $61,000,000
New Hampshire $20,000,000
(+) Increase
New Jersey $141,000,000
New Mexico $37,000,000
New York $297,000,000
North Carolina $145,000,000
North Dakota $8,000,000
Ohio $152,000,000
Oklahoma $60,000,000
Oregon $66,000,000
Pennsylvania $160,000,000
Rhode Island $13,000,000
South Carolina $74,000,000
South Dakota $11,000,000
Tennessee $97,000,000
Texas $493,000,000
Utah $40,000,000
Vermont $8,000,000
Virginia $113,000,000
Washington $102,000,000
West Virginia $27,000,000
Wisconsin $73,000,000
Wyoming $8,000,000
U.S. Total $5 Billion Dollars
* Preliminary: Final allotments may increase or decrease by +/- 1%.
Data sources: ACS State Population 2008; BLS Wage Data 2008.

Standard Option Prescription


Compound Medications:
Your plan covers multi-ingredient compound medications.
Different co-payments may apply for certain medications.
For brand-name medications.
For medications that are on your plan's preferred drug list.
Your co-payment is $100.00

For medications that are not on your plan's preferred drug list.
Your co-payment is $200.00

For generic medications.
Your co-payment is $10.00

For brand-name medications when a generic is available.
For medications that are on your plan's preferred drug list.
Your co-payment is $100.00

If the patient or the doctor requests a brand-name medication when a generic equivalent is available your co-payment will be equal to your generic co-payment plus the difference in price between the brand-name medication and its generic equivalent. This difference in price is only charged for certain medications.
For medications that are not on your plan's preferred drug list:
Your co-payment is $200.00
If the patient or the doctor requests a non-preferred, brand-name medication when a generic equivalent is available your co-payment will be equal to your generic co-payment plus the difference in price between the brand-name medication and its generic equivalent. This difference in price is only charged for certain medications.


Deductible

A deductible is the amount you must pay before your plan sponsor begins paying for a portion of your prescription costs.
For an individual, the deductible for preferred prescriptions filled at retail or mail order pharmacies is $500.00 every year. To receive prescription coverage, you must meet your individual deductible.
If applicable to your plan the following applies to your Deductible based on percentage.
If you order a brand-name medication that has a generic equivalent, the difference in cost between the brand-name medication and generic medication will not apply.

Medications on the Prescription Drug List may not apply to the Benefit Deductible.
According to your plan design your final Deductible amount will also apply to your out-of-pocket.
For an individual, the deductible for non-preferred prescriptions filled at retail or mail order pharmacies is $750.00 every year. To receive prescription coverage, you must meet your individual deductible.
If applicable to your plan the following applies to your Deductible based on percentage:
If you order a brand-name medication that has a generic equivalent, the difference in cost between the brand-name medication and generic medication will not apply.
If you continue using retail after reaching your Retail Refill Limit for maintenance medications, the total cost of the medication will not apply.
Medications on the Prescription Drug List may not apply to the Benefit Deductible.
According to your plan design your final Deductible amount will also apply to your out-of-pocket.


Out-Of-Pocket

Your out-of-pocket expense is the maximum amount you will pay before your plan sponsor reduces your co-payments.
For an individual, the out-of-pocket maximum for preferred prescriptions filled at retail or mail order pharmacies is $5950.00 every year.
If applicable to your plan the following applies to your Out-of-Pocket based on percentage:
If you order a brand-name medication that has a generic equivalent, the difference in cost between the brand-name medication and generic medication will not apply.

Medications on the Prescription Drug List may not apply to the Benefit Out-of-Pocket.
For an individual, the out-of-pocket maximum for non-preferred prescriptions filled at retail or mail order pharmacies is $7000.00 every year.
If applicable to your plan the following applies to your Out-of-Pocket based on percentage
If you order a brand-name medication that has a generic equivalent, the difference in cost between the brand-name medication and generic medication will not apply.
If you continue using retail after reaching your Retail Refill Limit for maintenance medications, the total cost of the medication will not apply.
Medications on the Prescription Drug List may not apply to the Benefit Out-of-Pocket.

This information is intended to serve as a general overview of your plan sponsor's prescription benefit program. Please note that the terms of your prescription benefit are subject to change. Please consult your plan sponsor for complete information.

Lookup your prescription at medco here.






Extended Option Prescription


Compound Medications:
Your plan covers multi-ingredient compound medications.
Different co-payments may apply for certain medications.
For brand-name medications.
For medications that are on your plan's preferred drug list.
Your co-payment is $75.00

For medications that are not on your plan's preferred drug list.
Your co-payment is $150.00

For generic medications.
Your co-payment is $10.00

For brand-name medications when a generic is available.
For medications that are on your plan's preferred drug list.
Your co-payment is $75.00

If the patient or the doctor requests a brand-name medication when a generic equivalent is available your co-payment will be equal to your generic co-payment plus the difference in price between the brand-name medication and its generic equivalent. This difference in price is only charged for certain medications.
For medications that are not on your plan's preferred drug list:
Your co-payment is $150.00
If the patient or the doctor requests a non-preferred, brand-name medication when a generic equivalent is available your co-payment will be equal to your generic co-payment plus the difference in price between the brand-name medication and its generic equivalent. This difference in price is only charged for certain medications.


Deductible

A deductible is the amount you must pay before your plan sponsor begins paying for a portion of your prescription costs.
For an individual, the deductible for preferred prescriptions filled at retail or mail order pharmacies is $250.00 every year. To receive prescription coverage, you must meet your individual deductible.
If applicable to your plan the following applies to your Deductible based on percentage.
If you order a brand-name medication that has a generic equivalent, the difference in cost between the brand-name medication and generic medication will not apply.

Medications on the Prescription Drug List may not apply to the Benefit Deductible.
According to your plan design your final Deductible amount will also apply to your out-of-pocket.
For an individual, the deductible for non-preferred prescriptions filled at retail or mail order pharmacies is $375.00 every year. To receive prescription coverage, you must meet your individual deductible.
If applicable to your plan the following applies to your Deductible based on percentage:
If you order a brand-name medication that has a generic equivalent, the difference in cost between the brand-name medication and generic medication will not apply.
If you continue using retail after reaching your Retail Refill Limit for maintenance medications, the total cost of the medication will not apply.
Medications on the Prescription Drug List may not apply to the Benefit Deductible.
According to your plan design your final Deductible amount will also apply to your out-of-pocket.


Out-Of-Pocket

Your out-of-pocket expense is the maximum amount you will pay before your plan sponsor reduces your co-payments.
For an individual, the out-of-pocket maximum for preferred prescriptions filled at retail or mail order pharmacies is $5950.00 every year.
If applicable to your plan the following applies to your Out-of-Pocket based on percentage:
If you order a brand-name medication that has a generic equivalent, the difference in cost between the brand-name medication and generic medication will not apply.

Medications on the Prescription Drug List may not apply to the Benefit Out-of-Pocket.
For an individual, the out-of-pocket maximum for non-preferred prescriptions filled at retail or mail order pharmacies is $7000.00 every year.
If applicable to your plan the following applies to your Out-of-Pocket based on percentage
If you order a brand-name medication that has a generic equivalent, the difference in cost between the brand-name medication and generic medication will not apply.
If you continue using retail after reaching your Retail Refill Limit for maintenance medications, the total cost of the medication will not apply.
Medications on the Prescription Drug List may not apply to the Benefit Out-of-Pocket.







HSA Option Prescription


Compound Medications:
Your plan covers multi-ingredient compound medications.
Different co-payments may apply for certain medications.
For brand-name medications.
For medications that are on your plan's preferred drug list.
Your co-payment is $75.00

For medications that are not on your plan's preferred drug list.
Your co-payment is $150.00

For generic medications.
Your co-payment is $10.00

For brand-name medications when a generic is available.
For medications that are on your plan's preferred drug list.
Your co-payment is $75.00

If the patient or the doctor requests a brand-name medication when a generic equivalent is available your co-payment will be equal to your generic co-payment plus the difference in price between the brand-name medication and its generic equivalent. This difference in price is only charged for certain medications.
For medications that are not on your plan's preferred drug list:
Your co-payment is $150.00
If the patient or the doctor requests a non-preferred, brand-name medication when a generic equivalent is available your co-payment will be equal to your generic co-payment plus the difference in price between the brand-name medication and its generic equivalent. This difference in price is only charged for certain medications.


Deductible

A deductible is the amount you must pay before your plan sponsor begins paying for a portion of your prescription costs.
For an individual, the deductible for preferred prescriptions filled at retail or mail order pharmacies is $2500.00 every year. To receive prescription coverage, you must meet your individual deductible.
If applicable to your plan the following applies to your Deductible based on percentage.
If you order a brand-name medication that has a generic equivalent, the difference in cost between the brand-name medication and generic medication will not apply.

Medications on the Prescription Drug List may not apply to the Benefit Deductible.
According to your plan design your final Deductible amount will also apply to your out-of-pocket.
For an individual, the deductible for non-preferred prescriptions filled at retail or mail order pharmacies is $3,000.00 every year. To receive prescription coverage, you must meet your individual deductible.
If applicable to your plan the following applies to your Deductible based on percentage:
If you order a brand-name medication that has a generic equivalent, the difference in cost between the brand-name medication and generic medication will not apply.
If you continue using retail after reaching your Retail Refill Limit for maintenance medications, the total cost of the medication will not apply.
Medications on the Prescription Drug List may not apply to the Benefit Deductible.
According to your plan design your final Deductible amount will also apply to your out-of-pocket.


Out-Of-Pocket

Your out-of-pocket expense is the maximum amount you will pay before your plan sponsor reduces your co-payments.
For an individual, the out-of-pocket maximum for preferred prescriptions filled at retail or mail order pharmacies is $5950.00 every year.
If applicable to your plan the following applies to your Out-of-Pocket based on percentage:
If you order a brand-name medication that has a generic equivalent, the difference in cost between the brand-name medication and generic medication will not apply.

Medications on the Prescription Drug List may not apply to the Benefit Out-of-Pocket.
For an individual, the out-of-pocket maximum for non-preferred prescriptions filled at retail or mail order pharmacies is $7000.00 every year.
If applicable to your plan the following applies to your Out-of-Pocket based on percentage
If you order a brand-name medication that has a generic equivalent, the difference in cost between the brand-name medication and generic medication will not apply.
If you continue using retail after reaching your Retail Refill Limit for maintenance medications, the total cost of the medication will not apply.
Medications on the Prescription Drug List may not apply to the Benefit Out-of-Pocket.

This information is intended to serve as a general overview of your plan sponsor's prescription benefit program. Please note that the terms of your prescription benefit are subject to change. Please consult your plan sponsor for complete information.



** This information is intended to serve as a general overview of your plan sponsor's prescription benefit program. Please note that the terms of your prescription benefit are subject to change. Please consult your plan sponsor for complete information.