What Is Pet Health Insurance?
Veterinary Pet Health Insurance (VPI)
VPI’s policies function as indemnity insurance. Veterinary Pet Insurance reimburses the pet owner directly for a comprehensive list of veterinary services. You just need to file a claim for the service, and VPI will send you the appropriate reimbursement. You have the freedom to visit the veterinarian of your choice, without provider restrictions.
There are two types of VPIs including the VPI Superior Plan and the VPI Standard Plan for both cats and dogs. The premium, or the amount each plan pays for approved claims and the benefit maximums are the only difference between he plans. The VPI Superior Plan reimburses nearly double that of the VPI Standard Plan.
The Cat and Canine superior plan has an annual benefit maximum of $14,000 and a $50/incident deductible. The monthly premium (which varies depending on the age of the pet) is $25 for dogs and $17 for cats. The VPI Standard Plan for cats and dogs has an annual benefit maximum of $9,000 and a $50/incident deductible. The monthly premium is $14 for dogs and $10 for cats.
Canine and Feline Vaccination and Routine Care Coverage can be added to the VPI Superior or the VPI Standard plan for $99 a year or $8.25 a month. You will receive reimbursements up to $213 and no deductible applies.
Canine and Feline Vaccination and Routine Care Coverage Annual Benefit Allowances include:
Physical exam- $10
Prescription Flea Control- $15
Petcare provides reimbursements directly to pet owners for veterinary fees for accidents and illnesses. You simply file a claim for the service that your pet receives, and Petcare will send you the appropriate reimbursement. You are free to use the services of the veterinarian that you trust most without provider restrictions.